Opening Hours
Mon - Fri 9am - 5:30pm
Evenings and Weekends by Appointment

First Time Buyers

At Horizon Financial / Blue Sky Mortgages we recognise the particular requirements of First Time Buyers:

* You may need help with the actual process of getting a mortgage; how it works, the paperwork, different rates, etc.
* You will want to find out without delay how much you can borrow.
* You will be interested in special offers that might reduce your repayments – particularly in the first 12 months e.g. discount rates, interest only terms.
* You will also want help every step of the way until you receive the keys to your new home.

We are here to help. Never be afraid to ask us if you are unclear about anything regarding your mortgage application – there will be lots of other issues to worry about as you move into your new home without having to think about the mortgage.

This is fantastic news for those looking to get onto the property ladder. Many potential borrowers have already built up a payment track record by paying monthly rent that is similar in monetary terms to what their mortgage repayment would be. However, due to their rental commitments these customers need to save for a long time to get a deposit together. Lenders are now recognising this.

The 100% loan is only available if you plan to live in the property you are buying. It is not available for investors. You can also rent out a spare room under the government 'rent a room' scheme, which will help with your repayments and you’ll also qualify you for a larger loan amount.

Independent mortgage advice is very important in this area. There are key differences between the main banks in terms of:

* The rate they will charge
* The terms and conditions on offer
* The amount that can be borrowed

Your Blue Sky Mortgage Adviser will be happy to take you through the full terms and conditions associated with this product and to help you choose the most suitable mortgage for your own circumstances.

Mortgage Services

"WARNING YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT"

Horizon Financial | Tel: 1800 22 22 42 or Tel: 053 94 84868 | Email: info@horizonfinancial.ie
Pugin Court, St. Michaels Road, Gorey, Co. Wexford
Horizon Financial, c/o One Source, Beresford Court, Beresford Place, Dublin1

Brinkfield Investments Limited t/a Horizon Financial, Blue Sky Mortgages is regulated by the Financial Regulator.
Company Registration Number: 389863 | Registered in Ireland