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Self Build Mortgages

If you are building your home on a site that you intend to purchase, or have been gifted, you will need a mortgage that is flexible. You will need the facility to draw down the funds in a number of stages as the building progresses. The mortgage process for building a house is an intricate and time consuming process, particularly for “First Time Buyers”.

 

 

Here at Horizon Financial / Blue Sky Mortgages our job is to take the hassle away from the finance side and let you concentrate on what’s important to you …. Ensuring the construction of your home progresses as you wish.

We will….

Shop around

To get you the best deal possible. We will get you the best rates.

Advice

We will give you advice that is in your best interest, for example we would always recommend that you request about 10-12% additional funding. It saves you incurring the cost of a top-up application and there's no penalty if you don't draw down the funds originally applied for.

Solicitors and Architects

With a self build mortgage there is a lot of dealing with architects and solicitors on each stage payments, we deal directly with your professionals to ensure that the mortgage draws down as you need in order to pay for work completed. You call us when you require a stage payment and we will ensure that you receive the funds without delay.

Taking You By The Hand

At all stages we will take you by the hand through any complications that may arise. Whether this means us liasing with your solicitor, architect, valuer, insurance company etc, we are highly experienced at handling any unforeseen issues.

Meet With You

At all stages we will be accessible to answer any queries you may have. It is our job to give you peace of mind as things progress.

Arrange a FREE Mortgage Review

Whether you are thinking of taking out a mortgage or you have an existing mortgage, call us today and we can review your situation for you, this will take 5 minutes but it will enable us to give you advice that will help you secure your future together and ensure that your mortgage is the right mortgage for you.

We are experts in the mortgage market and it is our job to assess your situation and recommend what’s best for YOU. And for YOU only.

The advice which we give to you is free. And free means free. There are no hidden costs. "WARNING YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE
OR ANY OTHER LOAN SECURED ON IT"

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"WARNING YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT"