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Savings

Everyone has a savings need - whether it’s a holiday or home, college fund, retirement or just a rainy day - at Horizon Financial we have a range of Savings accounts to help you reach your goals.

We take into account each individual’s unique saving need before recommending a savings product which will suit you.

We specialise in savings plans for parents looking to build a brighter future for there children.

Education is the key to your children’s future. Even if you don’t have to pay huge school or college fees, there are still many significant costs involved in putting a child through education. Expenses such as books, accommodation, travel and registration fees, all these can hurt your pocket and become a real burden.

The Cost of Third Level Education

If you’re planning on third level education the costs are even higher. For example, the cost of rented accommodation all over the country has soared in recent years. This means that for a student living away from home, expenses can be over €750 per month. If you include registration fees the total cost of the 9 month academic year is €7,471 (source: Costs of College Survey, Union of Students in Ireland, July 2004)

Just take a look at the potential returns that bonus save could provide based on saving your child benefit for 10 years.

Number of Children	Child Benefit Each Month	Value of Saved Fund After Tax
1	€141.60	€24,305
2	€283.20	€48,609
3	€460.50	€79,041
4	€637.80	€109,559

These returns are for illustration purposes only and are not guaranteed. We have assumed a fund growth rate of 6% per year before charges. Actual returns may be higher or lower than this, depending on future economic conditions. The figures also assume indexation at 5% each year. Growth on this product is subject to tax at 23%.

Fill in the enquiry form below and receive a detailed quotation on the expected lump sum you can save by investing your children’s allowance with Horizon Financial.