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Evenings and Weekends by Appointment

Serious Illness Cover:

Good health is the cornerstone on which we build out lives, however we often take our health for granted. Unlike life cover which pays out a lump sum on your death a Serious Illness Policy pays a lump sum if you are diagnosed as suffering from one of a list of serious condition. The lump sum is paid tax-free and aims to replace a loss of income and/ or increased expenditure due to illness.

Remember, we all take out motor insurance and house insurance, while forgetting the most important thing of all – our health. You need to ask yourself the question “What if……” Here in Horizon Financial we will assist you in determining what insurance you need to take out for yourself. Just contact us…….

Im Too Young

1 in 4 1 in 5

Think this won’t apply to you ?????

Well think again. How many of the celebs in the following PDF can you recognize? They all suffered cancer. And that’s just one serious illness………

click here to see pdf

Conditions Covered:

The big three

Cancer
Heart Attack
Stroke

Specific Disabling conditions

alzhimers disease
benign brain tumour
cardiomyopathy
coma
HIV/AIDS- transfusions
HIV/AIDS- occupational injury
HIV/AIDS- physical assault
Kidney failure
Loss of Hearing
Loss of speech
Loss of 2 or more limbs
Motor neurone disease
Multiple Sclerosis
Paralysis of 2 or more limbs
Parkinsons disease
Severe Burns

Major Surgery

Coronary artery bypass surgery
Heart valve and structural surgery
Major organ transplant (includes waiting list)
Surgery to aorta

Loss of Independence

Wheelchair-Permanently
Confined to hospital/nursing home
Sever Intellectual impairment/ head injury
Permanently unable to do 3 of 6 named everyday activities